Senior Executive - Tractor Finance

Date Posted: Sep 16, 2025

: ₹ 25000 - ₹ 26600

Job is expired

Job Detail

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Location Shahabad, Uttar Pradesh, India
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Job Type: Full Time/Permanent
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Shift: Rotating
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Career Level: Experienced Professional
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Positions: 30
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Experience: 1 Year
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Gender: Male
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Degree: Bachelors
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Apply Before: Oct 14, 2025

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Job Description

Business Development

Expand tractor finance portfolio by identifying potential customers.

Build and maintain relationships with tractor dealers, DSAs (Direct Selling Agents), and local influencers in the agricultural sector.

Promote financial products, such as loans and EMI schemes, to farmers and agri-businesses.

Collections & Portfolio Management

Monitor loan accounts and ensure timely repayment.

Conduct field visits to resolve delinquent accounts.

Analyze portfolio performance and implement strategies to reduce defaults.

Compliance & Risk Management

Ensure all financing processes comply with RBI guidelines and company policies.

Maintain accurate documentation for all loan accounts.

Support repossession or legal actions when necessary.

Reporting & Analysis

Prepare Daily Risk Reports (DRR) and other periodic reports for management.

Analyze customer behavior, collection trends, and portfolio performance.

Vendor & Partner Coordination

Coordinate with internal teams, external partners, and service providers for smooth operations.

Resolve escalations and customer grievances effectively.

Skills & Qualifications

Experience: 1–2 years in finance, collections, or agri-finance roles.

Education: Bachelor’s degree in Finance, Business, Agriculture, or related fields (preferred).

Skills:

Strong communication and negotiation skills.

Ability to work independently in field conditions.

Basic understanding of risk management, compliance, and financial products.

Problem-solving and analytical skills.

Work Location

Primarily Tier-2 and Tier-3 cities, close to rural agricultural markets.

Field visits are a key part of the role.

Career Growth

Opportunity to advance to Assistant Manager, Area Manager, or higher managerial roles within Tractor or Agricultural Finance.

If you want, I can also break down the daily tasks and KPIs a Senior Executive in Tractor Finance typically handles—it’s useful if you’re preparing for interviews or evaluating the role. Do you want me to do that?

You said:

Benefits

ChatGPT said:

Here are the benefits typically offered to a Senior Executive – Tractor Finance in a company like Bajaj Finance (or similar NBFCs in agri-finance):

🌟 Employee Benefits

💰 Financial Benefits

Fixed Salary + Incentives: Base pay along with performance-based incentives linked to disbursement, collections, and sales targets.

PF (Provident Fund) and Gratuity as per statutory norms.

ESIC / Medical Insurance coverage (self + family, depending on policy).

Travel Allowance / reimbursement for field visits (fuel/transport).

Annual Bonus / Performance Bonus based on individual and branch performance.

🏥 Health & Wellness

Group medical insurance and accidental insurance cover.

Health check-up camps and wellness programs organized by the company.

📚 Learning & Career Growth

On-the-job training in rural/agri-finance, compliance, and risk management.

Skill development programs via Bajaj Finserv Learning Academy.

Opportunities for internal promotions to Assistant Manager / Area Manager roles.

🕒 Work-Life & Other Benefits

Paid annual leave, sick leave, and casual leave.

Maternity / paternity leave (as per policy).

Employee recognition programs (awards, incentives for top performers).

Job security and brand recognition of working with a top NBFC.

👉 Overall, the role offers financial stability + incentives, strong career growth in the financial services sector, and exposure to rural/agri lending operations, which is a high-demand area in India.

Would you like me to also include an estimated monthly salary range for this position at Bajaj Finance?

You said:

Job skill

ChatGPT said:

Here are the key job skills required for a Senior Executive – Tractor Finance role:

🛠️ Job Skills

🔑 Core Skills

Sales & Business Development – Ability to generate tractor loan business through dealers, DSAs, and direct customers.

Collections Management – Skills in following up on overdue accounts, handling defaulters tactfully, and achieving collection targets.

Credit Assessment – Understanding customer profiles, repayment capacity, and risk evaluation in rural/agri segments.

Portfolio Management – Monitoring loan accounts, ensuring asset quality, and reducing NPAs.

🤝 Interpersonal Skills

Communication Skills – Clear and convincing communication with farmers, dealers, and team members.

Negotiation & Persuasion – Ability to influence customers during sales and resolve repayment issues.

Relationship Management – Building long-term trust with tractor dealers, local partners, and customers.

📊 Analytical & Technical Skills

Basic Financial Knowledge – Understanding of loan products, EMI calculations, and interest structures.

Data Handling & Reporting – Preparing Daily Risk Reports (DRR), MIS reports, and tracking performance.

Computer Proficiency – MS Excel, MS Office, and use of company CRM systems/apps for loan processing.

🌍 Field & Behavioral Skills

Willingness to Travel – Regular field visits to rural and semi-urban areas.

Problem-Solving – Ability to resolve customer grievances and handle difficult repayment cases.

Resilience & Target Orientation – Working under pressure to meet business and collection goals.

Local Market Knowledge – Awareness of rural economy, agricultural cycles, and customer behavior.

👉 These skills make the role a blend of sales, collections, and compliance in the agricultural finance sector.

Do you also want me to prepare a list of interview questions (with answers) commonly asked for this role at Bajaj Finance?

You said:

Salary

ChatGPT said:

Here’s what I found on typical salary ranges for a Senior Executive at Bajaj Finance in India. These aren’t specific to Tractor Finance, but give a ballpark you can use.

💡 Salary Estimates

Source Annual Salary Range Avg / Notes

AmbitionBox (“Senior Executive” all roles, 0–6 years exp.) ₹1.2 Lakh – ₹4.5 Lakhs per year

AmbitionBox

Average ~ ₹3.2 Lakhs for those with less than ~6 yrs experience.

AmbitionBox

AmbitionBox (“Senior Executive” all roles, 0–7 years exp.) ₹1.8 Lakh – ₹4.8 Lakhs per year

AmbitionBox

Glassdoor (Senior Executive, all years experience) Base ₹2 – ₹5 Lakhs / yr; with additional pay (bonus, incentives) often more

Glassdoor

Glassdoor (Senior Executive in Bengaluru) ~ ₹5.9 Lakh – ₹6.4 Lakh total compensation per year, but this is likely in higher cost-of-living city & includes bonuses etc.

Glassdoor

⚠️ Things that can affect the salary

Experience Level: More years in similar roles (especially in collections, agri-finance or field sales) will push salary higher.

City / Location: Urban vs rural; metro cities pay more. Tractor finance roles might be in semi-urban or rural areas, so base pay might be lower, but field allowances etc. could come into play.

Incentives / Commission: For roles with targets (disbursement, sales, collections), incentives can significantly increase take-home.

Additional Responsibilities: If the role involves team handling, portfolio risk, or high-growth targets, salary tends to be higher.

🎯 Estimate for “Senior Executive – Tractor Finance”

Given the role involves field work, sales + collections, and depending on experience/location, a realistic estimate could be:

Entry / 1–2 years exp: ~ ₹2.5 Lakhs – ₹3.5 Lakhs per year

Mid-level (3–5 years exp): ~ ₹3.5 Lakhs – ₹5.5 Lakhs per year (including incentives)

Senior / with higher responsibility: could go above ₹6 Lakhs+ in favorable locations and performance.

If you tell me the city (e.g. Lucknow / rural UP) and years of experience you have (or are asking for), I can give a more tailored estimate.

You said:

Monthly salary

ChatGPT said:

The monthly salary for a Senior Executive at Bajaj Finance is roughly in this range, based on data from AmbitionBox:

Annual salary: ₹1.8 Lakhs to ₹4.8 Lakhs/year for 0-7 years experience.

AmbitionBox

Approximate take-home (in-hand) per month: ₹25,000 to ₹26,600/month for that experience level.

AmbitionBox

If you tell me your years of experience and location (city / rural / urban), I can give a more specific estimate.

ChatGPT can make mistakes. Check important info. See Cookie Preferen

Benefits

💰 Financial Benefits

Fixed Salary + Incentives: Base pay along with performance-based incentives linked to disbursement, collections, and sales targets.

PF (Provident Fund) and Gratuity as per statutory norms.

ESIC / Medical Insurance coverage (self + family, depending on policy).

Travel Allowance / reimbursement for field visits (fuel/transport).

Annual Bonus / Performance Bonus based on individual and branch performance.

Skills Required

Company Overview

Bajaj Finance

Pune, Maharashtra, India

0 Current Jobs Openings

What is Bajaj Finance Bajaj Finance Ltd (BFL) is a non-banking financial company (NBFC) in India. It is part of the Bajaj Finserv group. It’s a deposit-taking NBFC (NBFC-D) and is classified as NBFC-Investment & Credit Company (NBFC-IC... Read More

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