Drive zonal business targets across all assigned products (consumer loans, personal loans, EMI finance, digital finance, insurance).
Develop and execute zonal growth strategies aligned with company objectives.
Identify new market opportunities and expansion plans within the zone.
Lead, mentor, and review performance of Regional Managers, Area Managers, and Deputy Area Managers.
Build strong leadership pipelines and ensure effective succession planning.
Promote a high-performance, ethical, and customer-centric culture.
Ensure strict adherence to regulatory guidelines, company policies, and SOPs.
Monitor credit quality, collections performance, audit findings, and risk indicators.
Handle high-level customer, partner, and compliance escalations.
Senior management salary package (fixed + variable).
Performance-linked incentive (PLI) based on zonal business, profitability, and compliance metrics.
Annual bonus and periodic salary revisions.
Long-term incentive plans (in some cases, at senior levels).
Comprehensive health insurance for employee and family (spouse, children, sometimes parents).
Group term life insurance and accidental insurance.
Preventive health check-ups and wellness coverage.
Company car or car lease with fuel and maintenance.
Driver facility (role/grade dependent).
Travel reimbursement for inter-city and zonal travel (flight, hotel, allowances).
Access to senior leadership development programs.
Strategy, finance, risk, and people-management training.
Exposure to national-level projects and initiatives.