Drive zonal business targets across products (consumer loans, personal loans, EMI finance, insurance, digital finance).
Identify growth opportunities and new markets within the zone.
Monitor profitability, productivity, and market share.
Lead Regional Managers, Area Managers, and Deputy Area Managers.
Coach leaders, conduct performance reviews, and manage succession planning.
Build a strong culture of accountability and performance.
Ensure strict adherence to regulatory requirements, company policies, and SOPs.
Monitor credit quality, collections, audit findings, and risk indicators.
Handle high-level escalations and critical risk issues.
Manage key relationships with large partners, dealers, vendors, and senior internal stakeholders.
Represent the zone in leadership forums and business reviews.
Coordinate with central teams (Risk, Product, Finance, HR).
Senior management salary package (fixed + variable).
Performance-linked incentive (PLI) based on zonal business, profitability, and compliance metrics.
Annual bonus and periodic salary revisions.
Long-term incentive plans (in some cases, at senior levels).
Comprehensive health insurance for employee and family (spouse, children, sometimes parents).
Group term life insurance and accidental insurance.
Preventive health check-ups and wellness coverage.
Company car or car lease with fuel and maintenance.
Driver facility (role/grade dependent).
Travel reimbursement for inter-city and zonal travel (flight, hotel, allowances).
Access to senior leadership development programs.
Strategy, finance, risk, and people-management training.
Exposure to national-level projects and initiatives.