Build and maintain long-term relationships with NRI clients.
Act as the single point of contact for all banking needs of assigned clients.
Understand client requirements and offer customized financial solutions.
Cross-sell and upsell banking products:
NRE/NRO/FCNR accounts
Fixed deposits (NRO/NRE/FCNR)
Loans (Home, Personal, Auto)
Investment products (Mutual Funds, Bonds, Insurance)
Credit cards and forex services
Acquire new NRI customers via referrals, digital channels, or corporate tie-ups.
Provide guidance on investment, tax, and regulatory matters for NRIs.
Assist with repatriation, remittances, and forex requirements.
Advise on wealth management and portfolio diversification.
Ensure KYC, AML, RBI, FEMA, and other regulatory compliance for NRI accounts.
Maintain proper documentation for account openings, transactions, and investments.
Support audits and internal compliance checks
Base salary: ₹5–10 LPA (depending on experience and bank).
Performance-based incentives/bonus: Linked to revenue generation, sales targets, and portfolio growth.
High performers can earn additional variable pay, sometimes 20–50% of base salary.
Group Mediclaim / Health Insurance for the employee and dependents.
Group Term Life Insurance or accidental insurance.
Coverage often extends to family members, depending on bank policy.
Provident Fund (PF) contributions (employer + employee).
Gratuity as per Payment of Gratuity Act after qualifying years.
Some banks offer Voluntary Provident Fund (VPF) or other retirement savings plans.
Preferential interest rates on loans (home, car, personal).
Access to staff salary account with perks like free debit/credit cards and lower banking charges.
Banking benefits for NRI-related transactions may also apply for some banks
Paid leave: Casual leave, earned leave, sick leave, and statutory holidays.
Policies supporting maternity/paternity leave and flexible arrangements in some banks.
Travel allowance (especially if client visits are required).
Mobile/communication reimbursement to support work calls.
In some banks, meal allowance or field expenses reimbursement is provided.
Training programs: Product knowledge, NRI banking regulations, and relationship management skills.
Opportunity for career progression:
NRI Relationship Manager → Senior NRI RM → Regional/Cluster NRI Head → Zonal / National NRI Head.
Exposure to wealth management, portfolio advisory, and cross-border banking.
Axis Bank Limited — Company Profile Network & Presence Total Employees: ~104,400 Branches in India: 5,876 ATMs & Cash Recyclers: 13,941 Overseas Offices: 8 Rural / Semi-Urban Branches: ~47% of total branches... Read More