Business Strategy & Growth
Develop and execute strategies to grow lifestyle finance products.
Identify market opportunities, new partnerships, and target customer segments.
Align business goals with company objectives.
Portfolio Management
Monitor the performance and quality of the lifestyle finance portfolio.
Ensure timely collections, low delinquency, and high customer satisfaction.
Analyze trends to optimize product offerings and interest rates.
Team Leadership & Coordination
Lead a team of regional or area managers, sales executives, or relationship managers.
Set targets, monitor performance, and provide coaching and mentoring.
Ensure consistent execution of processes across regions or branches.
Risk & Compliance
Ensure compliance with regulatory guidelines and internal policies.
Review credit approvals, documentation, and risk assessment.
Implement risk mitigation strategies to maintain portfolio quality.
Client & Partner Relationship Management
Build relationships with key clients, retailers, and channel partners.
Negotiate deals and partnerships to expand financing reach.
Address escalated customer issues and ensure high satisfaction.
Reporting & Analytics
Provide reports to senior management on portfolio performance, revenue growth, and operational KPIs.
Use data-driven insights to guide business decisions.
High Base Salary: Reflecting senior-level responsibilities and portfolio oversight.
Performance Bonuses: Linked to revenue growth, portfolio quality, and disbursement targets.
Incentives / Profit Sharing: Some organizations provide additional rewards based on business performance.
Allowances: Travel, fuel, mobile, and accommodation allowances, especially for pan-region operations.
Medical Insurance: Coverage for employee and dependents.
Life / Accidental Insurance: Standard in senior roles.
Wellness Programs: Health check-ups, gym memberships, or wellness initiatives.
Paid Time Off (PTO): Annual leave, casual leave, and sick leave.
Maternity / Paternity Leave: As per statutory regulations.
Flexible Work Options: Hybrid or flexible working arrangements depending on company policy.
Training Programs: Leadership, credit management, and advanced financial management.
Promotions & Growth Opportunities: Pathway to executive leadership roles such as Head of Consumer Finance, National Lead, or VP of Lending.
Recognition Programs: Performance awards, certificates, or incentive trips.
Networking Opportunities: Interaction with senior management, industry leaders, and key partners.
What is Bajaj Finance Bajaj Finance Ltd (BFL) is a non-banking financial company (NBFC) in India. It is part of the Bajaj Finserv group. It’s a deposit-taking NBFC (NBFC-D) and is classified as NBFC-Investment & Credit Company (NBFC-IC... Read More