Client Engagement & Assessment
Meet clients to understand their income, expenses, goals, and risk appetite.
Collect financial data and analyze current financial health.
Financial Planning & Advisory
Prepare customized financial plans (covering investments, insurance, retirement, tax, estate planning).
Recommend suitable financial products (mutual funds, insurance, stocks, bonds, etc.).
Portfolio Management
Help clients build and diversify investment portfolios.
Monitor market trends and rebalance portfolios as needed.
Provide periodic performance reviews and updates.
Sales & Business Development
Acquire new clients through networking, referrals, and marketing.
Achieve sales/revenue targets set by the organization.
Cross-sell relevant financial products.
Compliance & Documentation
Ensure advice follows SEBI/IRDAI/RBI regulations.
Maintain accurate client records and agreements.
Educate clients about risks and legal obligations.
Continuous Learning
Stay updated on financial markets, tax laws, and investment regulations.
Pursue certifications (like CFP, NISM, IRDAI license).
Base Salary + attractive performance-based incentives/commissions (major portion of earnings in some firms).
Bonus on achieving monthly/quarterly sales or revenue targets.
Allowances (travel, communication, client meeting expenses).
Medical insurance (self + family).
Life/accident insurance cover (especially in large banks/insurance companies).
Sponsorship for certifications like CFP (Certified Financial Planner) or NISM/IRDAI exams.
Regular training programs on financial products, sales, and regulations.
Fast career progression to Senior Financial Advisor, Wealth Manager, or Relationship Manager roles.
Client networking opportunities (HNI clients, businesses).
Flexible working hours in some companies (esp. independent advisory).
Recognition awards (top performer trips, bonuses, gifts).
Paid annual, sick, and casual leave.
Public/festival holidays as per company norms.
Some firms offer sabbatical/long leave after a few years of service.
Provident Fund (PF), gratuity, and retirement benefits (mostly in banks & NBFCs).
ESOPs (Employee Stock Options) in certain private financial firms.
Pension or superannuation (rare, but exists in some traditional institutions).
🏢 Origins and Evolution The group's roots trace back to 1857 in Pilani, Rajasthan, when Seth Shiv Narayan Birla established a cotton trading business. This venture laid the foundation for what would become the Aditya Birla Group . In 1969, Aditya V... Read More