Executive - Debt Management Services

Executive - Debt Management Services - Rural

Date Posted: Sep 16, 2025

Monthly: ₹ 17000 - ₹ 22000

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Job Detail

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Location Lakhimpur, Uttar Pradesh, India
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Job Type: Full Time/Permanent
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Shift: Rotating
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Career Level: Experienced Professional
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Positions: 30
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Experience: Less Than 1 Year
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Gender: No Preference
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Degree: Bachelors
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Apply Before: Oct 14, 2025

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Job Description

Key Responsibilities

Collections & Recovery

Achieve assigned collection targets for rural branches.

Handle overdue accounts, visit customers, and negotiate repayment.

Monitor and track delinquent loans daily.

Agency & Field Management

Coordinate with debt recovery agencies and field collection staff.

Monitor their performance, productivity, and adherence to guidelines.

Ensure no frauds or misconduct in collection activities.

Compliance & Governance

Follow all RBI, company, and legal rules in collection/recovery.

Ensure repossession, settlement, or write-off procedures are followed as per law.

Maintain proper documentation and reports.

Customer Interaction

Engage with rural customers to resolve overdue issues.

Offer repayment options, explain consequences of non-payment, and maintain relationships.

Reporting & Analysis

Prepare MIS reports and dashboards on collections.

Track performance vs. targets.

Highlight risks, frauds, and escalations to management.

Skills & Competencies Required

Strong communication skills (preferably local language + Hindi/English).

Negotiation & persuasion ability.

Target-oriented mindset with ability to work under pressure.

People management (handling field agents/agencies).

Good computer knowledge (Excel, MIS tools).

Willingness to travel extensively in rural/semi-urban areas.

High level of integrity and compliance orientation.

Benefits

🎁 Employee Benefits

Bajaj Finance offers a comprehensive benefits package to its employees, which may include:

Health Insurance: Coverage for employees and their families.

Maternity and Paternity Leave: Supportive leave policies for new parents.

Work-Life Balance: Policies to help employees maintain a healthy work-life balance.

Training and Development: Opportunities for skill enhancement and career growth.

Retirement Benefits: Provident Fund and Gratuity.

Employee Assistance Programs: Support for personal and professional challenges.

Other Perks: These may include performance bonuses, recognition programs, and wellness initiatives.

Skills Required

Company Overview

Bajaj Finance

Pune, Maharashtra, India

0 Current Jobs Openings

What is Bajaj Finance Bajaj Finance Ltd (BFL) is a non-banking financial company (NBFC) in India. It is part of the Bajaj Finserv group. It’s a deposit-taking NBFC (NBFC-D) and is classified as NBFC-Investment & Credit Company (NBFC-IC... Read More

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