Evaluate loan applications (Retail / MSME / Corporate, depending on role).
Analyze financial statements, income documents, bank statements, and credit reports (CIBIL).
Assess borrower’s repayment capacity, cash flow, and risk profile.
Conduct credit risk analysis and recommend approval, rejection, or modification.
Decide loan amount, tenure, interest rate, and security/collateral.
Ensure adherence to credit policy and risk guidelines.
Verify KYC, legal, technical, and valuation reports.
Ensure compliance with RBI regulations and internal credit norms.
Coordinate with legal, technical, and operations teams.
Monitor loan portfolio performance and early warning signals.
Support NPA prevention, restructuring, and recovery efforts.
Participate in credit reviews and audits
Competitive fixed salary
Performance-based incentives / bonuses (in some banks & NBFCs)
Group Mediclaim / Health Insurance (self + family)
Life Insurance & Accidental Cover
Provident Fund (PF)
Gratuity (as per eligibility)
Staff salary account with zero/low charges
Preferential interest rates on:
Home loans
Car loans
Personal loans
Discounts on banking services
Paid leaves (casual, earned, sick leave)
Public holidays
Maternity / paternity leave (as applicable)
Axis Bank Limited — Company Profile Network & Presence Total Employees: ~104,400 Branches in India: 5,876 ATMs & Cash Recyclers: 13,941 Overseas Offices: 8 Rural / Semi-Urban Branches: ~47% of total branches... Read More